BIGBANK has renewed the conditions of loans offered to companies in its product portfolio. If you are not satisfied with the offer received from your bank, come and get acquainted with our products and services.
A loan with a 8% annual interest rate for up to 12 months shall be issued to companies with good solvency, proper capitalization and correct payment behaviour.
BIGBANK's advantages in granting loans to companies:
- Speed - lending decision in 2 days
- Personal approach - as a bank specialised on loans we have resources to evaluate each application more thoroughly
- Flexibility - 2 months grace period if necessary
- Personal Business Client Administrator and service in priority order
We offer you the following products:
- Operating loan - Operating loan is a loan for up to 24 months for covering the need for operating capital. The minimum credit amount is 50,000 kroons. The credit amount is disbursed in one part and repaid as an annuity schedule or a single payment at the end of the period. Interest payments take place monthly. A credit amount already repaid cannot be used again.
- Credit line - Credit line is a reusable credit limit, in case of which it is possible to use the credit which has been already paid back again during the credit limit validity and within the limit provided in the contract. The maximum maturity of the credit line framework contract and each withdrawn part is up to 12 months and maximum credit limit is 100,000 kroons. The number of disbursements is not limited, the minimum size of a disbursement is 50,000 kroons. Repaying the loan takes place according to the client's wishes, but not later than the maturity of the credit line framework contract. Interest payments, to which charge on obligations on the unused limit is added, take place monthly.
- Bank guarantee - bank guarantees include payment guarantee, prepayment payment guarantee, performance guarantee, tender guarantee and warranty guarantee. The maturity of the bank guarantee is up to 2 years. The prerequisite of issuing the bank guarantee is that the guaranteed obligation and receiver of the guarantee are clearly identifiable.
